/* ============ TOKENS ============ */
:root {
  --navy: #0a1628;
  --navy-2: #10233c;
  --navy-3: #1d3350;
  --gold: #c9a227;
  --gold-soft: #e3c766;
  --paper: #f7f5f0;
  --ink: #1a2433;
  --muted: #5b6b80;
  --line: #e4ddd0;
  --white: #ffffff;
  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  --radius: 10px;
  --max: 1160px;
}

/* ============ RESET ============ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
.container { width: min(var(--max), 92%); margin: 0 auto; }

/* ============ TYPE ============ */
h1, h2, h3 { font-family: var(--serif); font-weight: 500; line-height: 1.12; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.6rem, 5.6vw, 4.4rem); color: var(--white); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); color: var(--navy); margin-bottom: 1.1rem; }
h3 { font-size: 1.28rem; color: var(--navy); }
.eyebrow {
  font-family: var(--sans); font-size: 0.78rem; font-weight: 600;
  letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 1rem;
}
.lede { font-size: 1.12rem; color: var(--muted); max-width: 44rem; margin-bottom: 2.4rem; }
.gold { color: var(--gold-soft); }
.section-dark h2, .section-dark .eyebrow { color: var(--white); }
.section-dark .eyebrow { color: var(--gold-soft); }
.section-dark .lede { color: #a9b7c9; }

/* ============ BUTTONS ============ */
.btn {
  display: inline-block; font-family: var(--sans); font-weight: 600; font-size: 0.98rem;
  padding: 0.95rem 1.9rem; border-radius: 6px; text-decoration: none;
  border: 1px solid transparent; cursor: pointer; transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-soft); transform: translateY(-2px); box-shadow: 0 10px 24px rgba(201,162,39,.28); }
.btn-ghost { border-color: rgba(255,255,255,.35); color: var(--white); }
.btn-ghost:hover { border-color: var(--gold-soft); color: var(--gold-soft); transform: translateY(-2px); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-2); transform: translateY(-2px); box-shadow: 0 10px 24px rgba(10,22,40,.22); }
.btn-sm { padding: 0.62rem 1.25rem; font-size: 0.88rem; }

/* ============ NAV ============ */
.nav { position: fixed; inset: 0 0 auto 0; z-index: 50; transition: background .25s ease, box-shadow .25s ease, backdrop-filter .25s ease; }
.nav-inner {
  width: min(var(--max), 94%); margin: 0 auto;
  display: flex; align-items: center; gap: 2rem; padding: 1.15rem 0;
}
.nav.scrolled { background: rgba(10,22,40,.86); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); box-shadow: 0 1px 0 rgba(255,255,255,.08); }
.nav.scrolled .nav-inner { padding: 0.8rem 0; }
.wordmark { display: flex; align-items: center; gap: 0.7rem; text-decoration: none; color: var(--white); }
.wordmark-mark { width: auto; height: 34px; color: var(--gold); flex: none; }
.wordmark-text { font-family: var(--serif); font-size: 1.18rem; letter-spacing: 0.01em; }
.wordmark-text em { font-style: normal; color: var(--gold-soft); }
.nav-links { display: flex; gap: 1.9rem; margin-left: auto; }
.nav-links a { color: #cfd8e3; text-decoration: none; font-size: 0.95rem; font-weight: 500; transition: color .15s ease; }
.nav-links a:hover { color: var(--gold-soft); }
.nav-cta { margin-left: 0.4rem; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; margin-left: auto; padding: 0.5rem; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--white); margin: 5px 0; transition: transform .2s ease, opacity .2s ease; }
.nav-mobile { display: none; }

/* ============ HERO ============ */
.hero {
  position: relative; background: var(--navy); color: var(--white);
  padding: 11rem 0 9rem; overflow: hidden;
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(1100px 480px at 78% -8%, rgba(201,162,39,.14), transparent 60%),
              radial-gradient(800px 500px at 8% 110%, rgba(29,51,80,.9), transparent 65%);
  pointer-events: none;
}
.hero-inner { position: relative; width: min(var(--max), 92%); margin: 0 auto; max-width: 60rem; }
.hero-sub { font-size: 1.18rem; color: #b9c5d4; max-width: 42rem; margin: 1.6rem 0 2.4rem; }
.hero-sub strong { color: var(--white); font-weight: 600; }
.hero-ctas { display: flex; gap: 1rem; flex-wrap: wrap; }

/* ============ TRUST STRIP ============ */
.trust { background: var(--navy-2); border-top: 1px solid rgba(201,162,39,.35); }
.trust-inner {
  width: min(var(--max), 92%); margin: 0 auto; padding: 1.35rem 0;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem;
}
.trust-item { display: flex; align-items: center; gap: 0.7rem; color: #dbe3ec; font-size: 0.92rem; font-weight: 500; }
.trust-item::before { content: ""; width: 8px; height: 8px; background: var(--gold); transform: rotate(45deg); flex: none; }

/* ============ SECTIONS ============ */
.section { padding: 6.5rem 0; }
.section-dark { background: var(--navy); color: var(--white); }

/* ============ CARDS ============ */
.cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.4rem; }
.card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 2.1rem 2rem; position: relative; transition: transform .2s ease, box-shadow .2s ease;
  overflow: hidden;
}
.card-photo { margin: -2.1rem -2rem 1.6rem; height: 200px; }
.card-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.card::before { content: ""; position: absolute; top: 0; left: 2rem; right: 2rem; height: 3px; background: var(--gold); border-radius: 0 0 3px 3px; opacity: 0; transition: opacity .2s ease; }
.card:hover { transform: translateY(-4px); box-shadow: 0 18px 40px rgba(10,22,40,.1); }
.card:hover::before { opacity: 1; }
.card h3 { margin-bottom: 0.65rem; }
.card p { color: var(--muted); font-size: 1rem; }

/* ============ PROCESS STEPS ============ */
.steps { list-style: none; margin-top: 3rem; display: grid; gap: 0; counter-reset: step; }
.step {
  display: grid; grid-template-columns: 92px 1fr; gap: 1.8rem; align-items: start;
  padding: 1.9rem 0; border-top: 1px solid rgba(255,255,255,.14);
}
.step:last-child { border-bottom: 1px solid rgba(255,255,255,.14); }
.step-num { font-family: var(--serif); font-size: 2rem; color: var(--gold); line-height: 1; padding-top: 0.15rem; }
.step h3 { color: var(--white); margin-bottom: 0.4rem; }
.step p { color: #a9b7c9; max-width: 46rem; }

/* ============ WHY US ============ */
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; }
.why-list { list-style: none; display: grid; gap: 1.6rem; margin-top: 0.4rem; }
.why-list li { position: relative; padding-left: 2.1rem; color: var(--muted); }
.why-list li::before {
  content: "✓"; position: absolute; left: 0; top: 0.1rem;
  width: 1.45rem; height: 1.45rem; border-radius: 50%;
  background: var(--navy); color: var(--gold-soft);
  font-size: 0.8rem; font-weight: 700; display: flex; align-items: center; justify-content: center;
}
.why-list strong { color: var(--ink); }

/* ============ COMPLIANCE ============ */
.compliance { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.compliance .container { padding: 2.6rem 0; max-width: 56rem; }
.compliance p { color: var(--muted); font-size: 1.02rem; text-align: center; }
.compliance strong { color: var(--navy); }

/* ============ ABOUT ============ */
.about-inner { max-width: 56rem; }
.about-photo { margin: 2.75rem 0 0; border-radius: var(--radius); overflow: hidden; box-shadow: 0 24px 60px -24px rgba(4, 10, 22, 0.55); border: 1px solid rgba(201, 162, 39, 0.22); }
.about-photo img { display: block; width: 100%; height: auto; }

/* ============ CONTACT ============ */
.contact-grid { display: grid; grid-template-columns: 1.35fr 1fr; gap: 3.5rem; margin-top: 3rem; align-items: start; }
.contact-form { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius); padding: 2.2rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; }
.field { margin-bottom: 1.15rem; }
.field label { display: block; font-size: 0.86rem; font-weight: 600; color: #cfd8e3; margin-bottom: 0.45rem; letter-spacing: 0.02em; }
.field input, .field select, .field textarea {
  width: 100%; font-family: var(--sans); font-size: 1rem; color: var(--white);
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.18);
  border-radius: 6px; padding: 0.8rem 0.95rem; transition: border-color .15s ease, box-shadow .15s ease;
}
.field select option { color: var(--ink); }
.field textarea { resize: vertical; min-height: 110px; }
.field input::placeholder, .field textarea::placeholder { color: #6d7f94; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,162,39,.22);
}
.field input.invalid, .field select.invalid, .field textarea.invalid { border-color: #d66; }
.form-note { min-height: 1.5em; font-size: 0.95rem; margin-bottom: 1rem; }
.form-note.ok { color: #8fd694; }
.form-note.err { color: #e89a9a; }
.contact-info h3 { color: var(--white); margin-bottom: 1.2rem; font-size: 1.35rem; }
.contact-info dl > div { padding: 0.85rem 0; border-top: 1px solid rgba(255,255,255,.12); }
.contact-info dl > div:last-of-type { border-bottom: 1px solid rgba(255,255,255,.12); }
.contact-info dt { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-soft); margin-bottom: 0.2rem; }
.contact-info dd { color: #dbe3ec; font-size: 1.05rem; }
.contact-aside-note { color: #8fa0b5; font-size: 0.95rem; margin-top: 1.4rem; }

/* ============ FOOTER ============ */
.footer { background: #060d18; color: #8fa0b5; }
.footer-inner { padding: 3.2rem 0 2.4rem; display: grid; grid-template-columns: 1.4fr 1fr; gap: 2rem; align-items: start; }
.footer-brand .wordmark-text { color: var(--white); font-size: 1.3rem; }
.footer-brand p { margin-top: 0.6rem; font-size: 0.95rem; }
.footer-links { display: flex; gap: 1.6rem; justify-content: flex-end; flex-wrap: wrap; }
.footer-links a { text-decoration: none; font-size: 0.95rem; }
.footer-links a:hover { color: var(--gold-soft); }
.footer-legal { grid-column: 1 / -1; font-size: 0.85rem; border-top: 1px solid rgba(255,255,255,.1); padding-top: 1.6rem; line-height: 1.7; }

/* ============ REVEAL ============ */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ============ RESPONSIVE ============ */
@media (max-width: 960px) {
  .trust-inner { grid-template-columns: repeat(2, 1fr); gap: 1.1rem 1rem; }
  .why-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-links { justify-content: flex-start; }
}
@media (max-width: 720px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: block; }
  .nav-mobile { display: none; flex-direction: column; gap: 0.2rem; background: rgba(10,22,40,.97); padding: 0.6rem 4% 1.2rem; border-top: 1px solid rgba(255,255,255,.08); }
  .nav-mobile.open { display: flex; }
  .nav-mobile a { color: #dbe3ec; text-decoration: none; padding: 0.75rem 0; border-bottom: 1px solid rgba(255,255,255,.07); font-weight: 500; }
  .nav-mobile a.btn { border: 0; text-align: center; margin-top: 0.8rem; }
  .nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .hero { padding: 8.5rem 0 7rem; }
  .section { padding: 4.5rem 0; }
  .cards { grid-template-columns: 1fr; }
  .step { grid-template-columns: 56px 1fr; gap: 1.1rem; }
  .step-num { font-size: 1.5rem; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form { padding: 1.6rem 1.25rem; }
  .hero-ctas .btn { width: 100%; text-align: center; }
}